A new kitten or cat can fill your home with love, affection and joy. However, your new furry friend also put you at risk for high veterinary fees. No new cat owner ever intends to do anything but the best for their pet, but many owners would not be able to afford veterinary bills should an accident or illness mean that their cat requires treatment. High veterinary bills can mean that your family will have to take out a loan or cut back on essential spending in order to help your beloved pet.
Fortunately, new cat owners can take advantage of cat insurance so that they can have peace of mind. The cost of cat insurance can be spread over regular premiums so that it is easy to budget for in the same way as you would budget your other monthly expenses. Compared to how much you would be charged for veterinary services if your cat was ill, in a fight with another cat or a dog, or hit by a car, the cost of cat insurance is a minor expense.
There are different kinds of cat insurance available to you depending on your particular needs and desires for your coverage. In general, when you own cat insurance, a trip to the vet for an accident or illness will not cost you more than your individual deductible. Any costs above this deductible are covered by your insurance company. Some policies may have a total ceiling on treatment costs, but in general you will not have to compromise on the quality of your cat’s veterinary care. Instead, you can get your cat all the tests, medications and treatment that they need to keep them healthy and happy.
Often, the earlier that your vet can diagnose and treat your cat, the better their chances of making a full recovery. When you have cat insurance, you will not have to put off essential veterinary visits while you save up the money to cover any diagnostic procedures or treatment they may need. Instead, you can take your cat in whenever you think they need it, secure in the knowledge that you will be able to get you cat the help they need.
When you consider the peace of mind that you gain when you know that you will be able to take care of your cat’s health needs, the cost of cat insurance is well worth the expense.